Who are these options for?

Dark chocolate fan

If you want to check a minimum cocoa percentage, look for the percentage on the chocolate packaging. Lotus Biscoff states the proportion of chocolate in its dark chocolate biscuit, but that doesn’t tell you the cocoa percentage of the chocolate itself.

Weekly shopper stocking up on biscuits

If you’re planning several treats, pack size matters. Albert Heijn lists AH Bakkers speculaas in a 600 g pack; choosing your chocolate separately lets you decide when to enjoy the pairing. Once opened, follow the storage advice on the packaging.

Shopper checking for allergens

Read the ingredients and ‘may contain’ statements for the exact biscuits and chocolate you choose. Product information for Lotus Biscoff and various speculaas products at Albert Heijn and Jumbo mentions ingredients including wheat, milk and soya, as well as possible traces of almonds or nuts. ‘Dark’ doesn’t automatically mean dairy-free.

What should you look for when choosing?

First decide whether you want a ready-to-eat pairing or would rather choose your speculaas and chocolate separately. Then compare the cocoa labelling, how many biscuits you’ll need for the week and the labels on the products you actually buy.

What to consider What to check when buying Who is this most important for?
Cocoa percentage Look for an explicit cocoa percentage on the chocolate. Don’t confuse the proportion of chocolate in a biscuit with the cocoa percentage of that chocolate. If I’m looking for a pronounced dark chocolate flavour, I want to be able to compare percentages rather than relying on the word ‘dark’ alone. For around 44% of these consumers, being able to check the cocoa percentage is a priority.
Weekly supply Compare the net weight and check how to store the product once opened. I want to spread my biscuits across several occasions during the week without adding chocolate to every portion straight away. Having enough speculaas and being able to store it easily matter most to around 33% of these consumers.
Allergens Check the current ingredients and ‘may contain’ statements for both the biscuits and the chocolate. If I need to avoid certain ingredients, a suitable label comes before my preferred flavour or pack size. This is the first thing around 23% of these consumers look for.

Common mistakes

  • Assuming ‘dark’ means a consistently high cocoa percentage

    Lotus Biscoff states that its dark chocolate biscuit contains 22% chocolate. That figure doesn’t tell you what percentage of cocoa solids the chocolate contains.

    If a minimum percentage is essential for you, check the cocoa labelling on the chocolate itself. You could also pair plain speculaas with a separate bar that states its percentage.

  • Assuming a dark chocolate variety is dairy-free

    Lotus Biscoff’s product information for its dark chocolate variety lists ingredients including milk, wheat and soya. Other speculaas products may also carry warnings about almonds or nuts.

    Check the packaging for each variety you choose, including the ingredients list and ‘may contain’ statements. Check again if you choose different biscuits or a different chocolate bar later on.

  • Assuming an old product page means it’s currently in stock

    Albert Heijn listed its Speculaas Met Pure Chocolade as discontinued. So finding an old product page doesn’t guarantee you’ll be able to buy that variety for your next weekly shop.

    Check current availability at your retailer. Alternatively, choose plain speculaas and a separate bar that states its cocoa percentage.

Brands to consider

Lotus Biscoff

Lotus Biscoff offers a ready-made speculoos biscuit with dark chocolate for anyone who wants to buy the biscuits and chocolate together.

  • Lotus states that this biscuit variety contains 22% chocolate.
  • That isn’t the cocoa percentage. Check the ingredients too: this variety lists ingredients including milk, wheat and soya.

Albert Heijn

AH Bakkers speculaas is a good base if you want to choose your biscuits and dark chocolate separately.

  • Albert Heijn lists this speculaas in a 600 g pack and recommends storing it in a sealed tin once opened.
  • It’s plain speculaas, not a biscuit with dark chocolate. The product information lists wheat and possible traces of almonds.

Côte d'Or

Côte d'Or Bloc Speculaas is a chocolate bar with speculaas pieces, so the balance of chocolate and biscuit is different from a speculaas biscuit with a chocolate coating.

  • De Rooij Groothandel describes the bar as dark chocolate with speculaas in a 170 g pack.
  • Before buying, check the cocoa percentage, ingredients, allergens and availability at your retailer.

Products for a separate pairing

These products suit anyone who wants to pair plain speculaas with a separate bar of dark chocolate. Choose an amount of biscuits that suits your week and check the stated cocoa percentage on the chocolate bar; none of the bars is speculaas itself.

g'woon Bakers Speculaas, 600 g

g'woon Bakers Speculaas, 600 g

A pack of plain speculaas to enjoy on several occasions during the week.

Pack size: 600 g. If you want to pair it with dark chocolate, choose a separate bar that states its cocoa percentage; check the current packaging for allergen information.

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De Ruiter Bakers Speculaas, 450 g

De Ruiter Bakers Speculaas, 450 g

A pack of plain speculaas to pair with your choice of separate dark chocolate.

Pack size: 450 g. Compare this amount with how much you plan to eat, and check the storage advice and allergen information on the current packaging.

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Lindt Excellence 78% Cacao, 100 g

Lindt Excellence 78% Cacao, 100 g

A separate chocolate bar for anyone who wants to choose chocolate with a stated cocoa percentage to pair with plain speculaas.

The product name states 78% cocoa and 100 g. This is chocolate, not speculaas; check the current packaging if allergens are relevant to your choice.

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Lindt Excellence 70% Cocoa Dark Chocolate, 100 g

Lindt Excellence 70% Cocoa Dark Chocolate, 100 g

A separate chocolate bar to enjoy alongside plain speculaas, just as you like it.

The product name states 70% cocoa and 100 g. Buy speculaas separately for the pairing, and check the current packaging if you have allergies.

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Frequently asked questions

Does ‘dark chocolate’ on speculaas automatically mean a high cocoa percentage?

No, the product name alone doesn’t give you a percentage. Lotus Biscoff states that its dark chocolate biscuit contains 22% chocolate; that’s different from the cocoa percentage of the chocolate itself. If you want to check for a particular minimum, look for an explicit cocoa percentage on the packaging.

How do I choose speculaas with a dark chocolate flavour for several occasions during the week?

Pairing plain speculaas with a separate bar of dark chocolate lets you choose the amount of biscuits and cocoa percentage independently. For example, Albert Heijn lists AH Bakkers speculaas in a 600 g pack and recommends storing it in a sealed tin once opened. Check the storage advice for the products you buy too.

What should I look out for if I have allergies?

Read the ingredients and ‘may contain’ statements on the current packaging for both the speculaas and the chocolate. Lotus Biscoff’s dark chocolate variety lists ingredients including wheat, milk and soya; other speculaas products may also carry warnings about almonds or nuts. Don’t rely on the word ‘dark’ alone.

Can I count on a speculaas variety I saw online before?

Check current availability before planning your weekly shop around it. Albert Heijn listed its Speculaas Met Pure Chocolade as discontinued. If that particular combination isn’t available, you could consider plain speculaas and a separate bar that states its cocoa percentage.