Which option is right for you?

If you want to choose the cocoa percentage yourself

A separate bar of dark chocolate lets you compare stated cocoa percentages. With chocolate-coated speculaas, you also need to check whether a percentage refers to the proportion of chocolate in the biscuit.

If you want to pick up just one snack

Chocolate-coated speculaas combines biscuit and chocolate in one ready-to-eat product. A chocolate bar with speculaas pieces is another option if you would rather buy a bar.

If you need to check for allergens

The words ‘pure’ and ‘dark’ do not tell you which allergens a product contains. Read the ingredients and any ‘may contain’ warnings on the current packaging.

What should you look for when choosing?

Speculaas with a chocolate coating

Choose this if: you want biscuit and dark chocolate in one ready-to-eat product.

The trade-off: check what proportion of the biscuit is chocolate; that figure alone tells you nothing about the chocolate’s cocoa percentage.

Chocolate bar with speculaas

Choose this if: you want a bar with speculaas incorporated into it.

The trade-off: check the specific product to see which chocolate is used and which ingredients and allergens it contains.

Speculaas and a separate bar of dark chocolate

Choose this if: choosing your own cocoa percentage matters more to you than buying a ready-made combination.

The trade-off: you buy two products and won’t get a biscuit with a chocolate coating.

What to consider What to check before buying Who it matters to
Cocoa profile Compare stated cocoa percentages on a like-for-like basis. Keep the proportion of chocolate in a biscuit separate from this. If you’re looking for a particular cocoa percentage, don’t rely on the word ‘dark’ alone. This check comes first for around 33% of consumers.
One combined product Check whether it’s a coated biscuit or a bar with speculaas, and confirm that it’s currently available. For a quick top-up shop, you may want one snack you can pick up without having to combine anything. Convenience comes first for around 27% of consumers.
Allergens Read the ingredients, the allergens listed and any ‘may contain’ warnings on the current packaging. If allergens are a deciding factor for you, you need to be able to assess the specific product before buying it. Around 20% of consumers put this check first.
Availability and storage Check that the product is available and follow the storage instructions on the packaging you choose. You may want to do your top-up shop straight away and store the product as directed on the label if needed. This is the first consideration for around 20% of consumers.

Common mistakes

  • Assuming ‘dark’ means a set cocoa percentage

    The percentage varies from product to product: Jumbo states that its dark chocolate bar contains at least 52% cocoa solids, while Albert Heijn states that Lindt Excellence 85% contains at least 85% cocoa.

    Check the percentage on the bar you’re actually choosing, rather than treating ‘dark’, ‘dark’ and ‘extra dark’ as equivalent strength categories.

  • Confusing the chocolate content with the cocoa percentage

    Aerts Speculaas states that its speculaas product with dark chocolate contains 40% chocolate. This is the proportion of chocolate in the product, not the cocoa percentage of the whole snack.

    Check what each percentage refers to: the chocolate in the biscuit or the cocoa in the chocolate.

  • Assuming a product page means it’s currently available

    Albert Heijn states that AH Speculaas with Dark Chocolate has been discontinued. A product description alone won’t help if you want to buy something straight away.

    Check the current range before you go to the shop or place an order. If you can’t buy the combination as one product, speculaas and a separate bar of dark chocolate are another option.

  • Assuming ‘dark chocolate’ means allergen-free

    A dark chocolate product can still contain relevant allergens or carry a warning about possible traces. Aerts Speculaas lists gluten and egg as allergens in its chocolate speculaas.

    Check the current ingredients and allergen information for the specific product; if you’re unsure, ask the manufacturer or retailer for clarification.

Brands to consider

Albert Heijn

Albert Heijn provides product information for both chocolate speculaas and separate dark chocolate.

  • For the separate Lindt Excellence 85% bar, Albert Heijn states that it contains at least 85% cocoa, giving you a specific percentage to assess.
  • The page for AH Speculaas with Dark Chocolate says that this combined product has been discontinued.

Jumbo

Jumbo provides product information for speculaas products and a separate dark chocolate bar.

  • The product information for Jumbo Dark Chocolate states that it contains at least 52% cocoa solids.
  • A speculaas product with milk chocolate isn’t a substitute if you’re specifically looking for dark chocolate; check the type of chocolate in each product.

Lotus Biscoff

Lotus Bakeries describes Biscoff as a crunchy biscuit with a caramelised flavour.

  • The biscuit can be a separate option if you want to create your own combination with dark chocolate.
  • Don’t assume Biscoff is a biscuit with dark chocolate just because of the brand name; check the variant you choose.

Lidl

Lidl has a product listing for a separate extra dark chocolate bar.

  • It’s a bar to consider if you want to choose your chocolate and biscuits separately.
  • If you’re looking for a specific cocoa percentage, don’t rely on ‘extra dark’ alone; check the product label.

Dark chocolate to pair yourself

This bar suits you if you want to choose the cocoa percentage of your chocolate and buy plain speculaas separately. The bar itself does not contain speculaas.

Lindt Excellence 85% Cocoa dark chocolate, 100 g

Lindt Excellence 85% Cocoa dark chocolate, 100 g

A separate bar of dark chocolate for anyone who wants to pair it with plain speculaas themselves.

85% cocoa; 100 g bar. Buy the speculaas separately, and check the current packaging if allergens are important to you.

Joybuy

Frequently asked questions

Does ‘dark’ always mean a high cocoa percentage?

No. ‘Dark’ doesn’t tell you what percentage a specific product states. Jumbo says its dark chocolate bar contains at least 52% cocoa solids; Albert Heijn lists at least 85% cocoa for Lindt Excellence 85%. Compare the information on the product you want to buy.

Is speculaas with dark chocolate free from milk, nuts, egg or soya?

You can’t tell from the word ‘dark’. Aerts Speculaas lists gluten and egg in its chocolate speculaas and warns that it may contain traces of nuts, milk and soya. Check the current packaging of your product for its ingredients and allergens.

Can I check the label information before ordering online?

Yes. According to Ondernemersplein, mandatory food label information must also be available online. For the product you choose, check at least the information you need to assess its ingredients and allergens.

How should I store chocolate and speculaas after a top-up shop?

Follow the storage instructions on the packaging of each product you choose. If you buy speculaas and a bar of dark chocolate separately, check both packs: the instructions for one don’t automatically apply to the other.