Who is this for?

Fans of dark chocolate

You’re looking for the combination of speculaas spices and dark chocolate, not just a product with the word ‘chocolate’ on the packaging. Check the type of chocolate and, if stated, which part of the product the cocoa percentage refers to. Jumbo describes Verkade Speculaas Melkchocolade as milk chocolate with speculaas crumbs.

Commuters who want to take a portion with them

You want to be able to pack a suitable amount for one lunch break. Don’t just look at the number of biscuits in a pack; check whether you can take a portion separately without having to bring the rest of the pack with you.

Shoppers checking allergens

If you have an allergy or intolerance, the current packaging is the key source of information. Albert Heijn lists wheat in AH Bakkers speculaas; the Verkade Speculaas Melkchocolade listed by Jumbo contains milk, soya and wheat, among other ingredients. Also check for warnings about possible traces.

What should you look for when choosing?

First, decide whether the speculaas itself needs to contain dark chocolate. If you’re happy to have them separately, you can assess the biscuit and chocolate individually.

Speculaas with dark chocolate

Choose this if: you want both flavours in one product and the current packaging clearly states the type of chocolate.

Bear in mind: an older product listing isn’t a current option to buy; Albert Heijn marks its listing for Speculaas Met Pure Chocolade as discontinued.

Regular speculaas or speculoos

Choose this if: the spiced biscuit is what matters most and chocolate isn’t essential.

Bear in mind: a large pack won’t necessarily be a handy portion to take with you.

Speculaas with dark chocolate on the side

Choose this if: you want to check the cocoa percentage of the chocolate separately.

Bear in mind: you’ll be taking two products with you, not one biscuit containing chocolate.

What to consider What to check before buying Who it matters to
Dark chocolate flavour Check whether the chocolate is labelled as dark or milk. If a cocoa percentage is given, make sure it refers to the chocolate, not another part of the product. If I’m looking for a distinctly dark chocolate flavour, I don’t want to mistake a milk chocolate product for a dark one. Around 37% of consumers say confirming the flavour is their priority.
Portion and packaging Compare the number of biscuits and the net weight. Check whether a portion is individually wrapped or easy to separate at home. I don’t want to have to take a whole multipack with me for lunch. For around 27% of consumers, a practical portion to take with them comes first.
Ingredients and allergens Read the current ingredients and allergen information. Compare the nutritional values of similar products per 100 g and, if listed, per portion. If certain ingredients aren’t suitable for me, I need to be able to assess both the biscuit and any chocolate. Around 27% of consumers put these checks ahead of other buying considerations.
Availability Before buying, check that your chosen variety is still available and whether you can buy it online or only in store. I want to be able to find a product when I’m shopping for lunch, rather than relying on an old listing. For around 9% of consumers, immediate availability is the most important factor.

Common mistakes

  • Mistaking chocolate with speculaas for dark chocolate

    Having ‘speculaas’ and ‘chocolate’ in a product name doesn’t tell you what type of chocolate you’re buying. The Verkade Speculaas Melkchocolade described by Jumbo is a milk chocolate product with speculaas crumbs.

    Check whether the packaging says dark or milk chocolate, and see what any cocoa percentage refers to.

  • Treating an old product page as an option to buy

    Albert Heijn marks its listing for AH Speculaas Met Pure Chocolade as discontinued.

    Check the current range on the day you buy before choosing this variety.

  • Checking allergens only after buying

    The listed ingredients vary between regular speculaas and chocolate products containing speculaas. Wheat, milk, soya or warnings about possible traces may affect your choice.

    Before eating, check the current allergen information on the packaging, even if you’ve bought the same product before.

  • Confusing a multipack with a portion to take with you

    ALDI lists Biscotto Bakkersspeculaas as a 600 g pack containing 48 biscuits. That number doesn’t tell you how to take a single lunch portion with you.

    Check the packaging format or portion out the amount you want to take with you at home.

Brands to consider

Lotus Biscoff

Speculoos for anyone looking mainly for a caramelised biscuit flavour.

  • Lotus Bakeries describes Biscoff as a crunchy, caramelised biscuit.
  • Check separately whether your chosen variety contains chocolate; classic speculoos won’t meet a requirement for dark chocolate.

Albert Heijn

Own-brand regular baker’s speculaas, along with an older listing for a dark chocolate variety.

  • The product information for AH Bakkers speculaas lists ingredients, allergens and nutritional values.
  • Albert Heijn marks AH Speculaas Met Pure Chocolade as discontinued.

Jumbo

A retailer where you may find speculaas flavour in a milk chocolate product, as well as dark chocolate sold separately.

  • For the separate Lindt Excellence 70% bar, Jumbo states that it contains at least 70% cocoa.
  • The Verkade Speculaas Melkchocolade listed is milk chocolate with speculaas crumbs, not a speculaas biscuit with dark chocolate.

Sondey / Lidl

A speculoos option for anyone looking for a regular spiced biscuit.

  • Lidl lists Sondey Speculoos biscuits as a product available in store.
  • Check the packaging if dark chocolate or specific cocoa information is essential to you.

Biscotto / ALDI

Baker’s speculaas in a large pack, with dark chocolate as a possible separate purchase.

  • ALDI lists Biscotto Bakkersspeculaas as a 600 g pack containing 48 biscuits, and Moser Roth dark chocolate with 85% cocoa as a separate product.
  • Together, these two products don’t make a speculaas biscuit containing dark chocolate.

Speculaas and speculoos at Joybuy

These biscuits are a good fit for a classic lunch-on-the-go option if dark chocolate in the biscuit isn’t essential. Check for yourself which quantity and packaging suit your lunch.

Hellema Smoeltjes Speculaas, 8 pieces, 200 g

Hellema Smoeltjes Speculaas, 8 pieces, 200 g

An option for anyone who wants to take speculaas with them without requiring dark chocolate.

The product name states 8 pieces and 200 g. Check the packaging format if you want to take a portion separately.

If you have an allergy, check the current packaging for information about wheat, milk and egg, as well as possible traces.

View at Joybuy
Lotus Biscoff Speculoos, 250 g

Lotus Biscoff Speculoos, 250 g

A speculoos option if the spiced biscuit is what matters most and dark chocolate isn’t essential.

The pack is labelled 250 g. Check whether you want to pack a portion yourself for when you’re out and about.

If you have an allergy, check the current packaging for information about wheat and soya.

View at Joybuy

Frequently asked questions

How can I tell whether a speculaas product contains dark chocolate?

Check whether the current packaging labels the chocolate as dark; the word ‘chocolate’ alone isn’t enough. Also check whether any stated cocoa percentage refers to the chocolate you’re choosing. Jumbo describes Verkade Speculaas Melkchocolade as milk chocolate, while its listing for the separate Lindt Excellence 70% bar states that it contains at least 70% cocoa.

Can I rely on the ingredients listed on an old product page?

Use the current packaging to make your final choice, as product information can change. Also check whether the variety is still available: Albert Heijn marks its listing for Speculaas Met Pure Chocolade as discontinued.

Which allergens should I check in speculaas and chocolate with speculaas?

Read the full allergen information for the product you’ve chosen, including any warnings about possible traces. Albert Heijn lists wheat in AH Bakkers speculaas; the Verkade Speculaas Melkchocolade listed by Jumbo contains milk, soya and wheat, among other ingredients. The Netherlands Food and Consumer Product Safety Authority explains that allergens must be clearly stated on the label.

Is a large pack of baker’s speculaas handy for when you’re out and about?

It can be, if you pack a portion separately before you leave. ALDI lists Biscotto Bakkersspeculaas as 600 g and 48 biscuits; with a pack like this, check how you’ll take the amount you want for one lunch break.