Which product type is right for you?

For serving with coffee or tea

If you’re looking for a biscuit to share where the chocolate is part of the speculaas, check the product description. Jumbo explicitly describes its Speculaas Molens as speculaas with milk chocolate.

For a chocolate treat

If you’d rather have a bar or a gift-style chocolate with pieces of speculaas, the AH and Verkade products described by Albert Heijn are examples of this different product type.

For checking the label

If you have a food allergy or want to compare nutritional values, the current packaging is essential. The chocolate options described here list milk and cereals containing gluten, among other ingredients.

What should you look for when choosing?

First decide whether you want a speculaas biscuit with chocolate or chocolate with pieces of speculaas. Then compare the label and the pack size.

What to consider What to check when buying Who it matters to
Product type Check whether the description says speculaas with chocolate, or chocolate with speculaas or biscuit pieces. If I want to share a biscuit with coffee or tea, the chocolate should be part of the biscuit, not the other way round; around 44% of consumers prioritise this product type.
Allergens Check the ‘contains’ and ‘may contain’ information on the current packaging. When I’m serving something to someone with a food allergy, I want to know which allergens are listed on the pack; for around 33% of consumers, this check comes before other choices.
Nutritional value and quantity Compare sugars and saturated fat per 100 g and check the pack size. For a treat, I want to compare nutritional information and pack size side by side; this is the deciding factor for around 23% of consumers.

The Voedingscentrum recommends comparing nutritional information per 100 g. According to Jumbo’s product information, Speculaas Molens contains 35,7 g of sugars per 100 g; Albert Heijn lists 58 g for the AH white chocolate bar and 55 g for Verkade Hart. These figures describe one nutritional value, but they don’t tell you which product type is right for your occasion.

Common mistakes

  • Mistaking a chocolate bar for chocolate-coated speculaas

    Albert Heijn describes its white chocolate version as chocolate with 8% speculaas; Verkade Hart is milk chocolate with 10% biscuit pieces. Neither is a speculaas biscuit with a chocolate coating.

    If you’re looking for a biscuit to have with coffee or tea, check that the product description says speculaas with chocolate. Choose a bar if you’re happy for chocolate to be the main product.

  • Guessing allergens from the product name

    A name such as ‘speculaas with chocolate’ doesn’t tell you which allergens the product contains or may contain. The options described here list milk and cereals containing gluten; some also mention soya or the possible presence of nuts or peanuts.

    Check both the ‘contains’ and ‘may contain’ information on the packaging you buy, especially if you’re serving it to someone with a food allergy.

  • Treating an old product-range page as a buying option

    Albert Heijn marks the page for AH Speculaas with dark chocolate as ‘discontinued’. The page therefore can’t confirm that the product is currently available.

    When you shop, check that the specific product you want is actually being offered.

Brands to consider

Jumbo

Jumbo describes its 375 g Speculaas Molens as speculaas with milk chocolate: a biscuit-style treat to serve or share.

  • The product information lists 30% milk chocolate and provides ingredients and nutritional values.
  • According to Jumbo, the product contains wheat and milk and may contain nuts and peanuts. Jumbo recommends resealing the pack securely after opening and storing it in a dark place.

Albert Heijn

The 100 g AH Speculaas witte chocolade crunchy is a chocolate bar with speculaas, not a speculaas biscuit coated in chocolate.

  • Albert Heijn lists 8% speculaas and publishes the ingredients and allergen information for this bar.
  • If you’re looking for a speculaas biscuit, this bar is a different product type. Always check the current packaging for allergen information.

Verkade

Verkade Hart melk speculaas is a milk chocolate product with biscuit pieces, for anyone looking for chocolate with a speculaas element.

  • The product information at Albert Heijn lists 10% biscuit pieces and 0,25% speculaas spices.
  • It isn’t a speculaas biscuit coated in chocolate. The product information lists milk, soya and wheat and notes the possible presence of nuts.

Lotus Biscoff

Lotus Bakeries describes Biscoff as a crisp, caramelised biscuit that’s ideal with coffee, among other occasions.

  • The biscuit is an alternative to consider if chocolate isn’t a must.
  • A standard Biscoff biscuit won’t meet the brief if you want a speculaas biscuit coated in chocolate. For a chocolate version, check the specific product name and label.

Products at Joybuy

Related products coming soon.

Frequently asked questions

Is speculaas with chocolate the same as a chocolate bar with speculaas?

No, a biscuit and a bar are different product types. Jumbo describes its Speculaas Molens as speculaas with milk chocolate, while Albert Heijn describes its white chocolate version as chocolate with speculaas and Verkade Hart as chocolate with biscuit pieces. If you’re looking for a biscuit to have with coffee, read the product description carefully.

Where can I check the allergens in these products?

Check the allergen information on the current packaging of the product you’re buying. The options described here list milk and cereals containing gluten; the AH and Verkade bars also list soya. Check for any ‘may contain’ statements too, rather than relying on the product name.

How do I compare the nutritional value of a biscuit and a bar?

Compare the nutritional information per 100 g, as recommended by the Voedingscentrum, so different portion sizes don’t distort the comparison. For example, check sugars, saturated fat and salt, then decide separately which product type and pack size you want.

How should I store speculaas with chocolate?

Follow the storage advice on your product’s packaging. Jumbo recommends resealing its Speculaas Molens securely after opening and storing them in a dark place; Verkade Hart should be stored in a cool, dry, dark place. The Voedingscentrum notes that the best-before date applies to unopened packaging, so also check the instructions for after opening.